We’re YNAB (“why-nab”), a financial education company with a money management app. Our friendly, flexible method for managing finances helps people all over the world enjoy guilt-free spending and effortless saving. For two decades, people have been using YNAB and then telling their friends what a difference it has made in their lives. Check out our community on Facebook, TikTok, or Reddit (really!), or read some of our appreviews, and you’ll see what we mean. We love building something that has a huge positive impact on people’s lives.